Financing Options

Financing in a snap!



  • Be at least 18 years of age
  • Must have a steady source of income for at least SIX months.
  • Must earn $1000 per month.
  • Must have an active checking account that has been open at least THREE months.
  • No Non-sufficient Funds or excessive overdrafts in the last 30 days.


  • Get approved in seconds for amounts up to $5,000
  • Pay over 12-18 Months
  • No Credit Needed
  • 100-Day Same as Cash Payoff Option
  • Only $39 Down

Get Pre-Approved Now

Credit Check Financing Option


Available through Synchrony Financial.

*Subject to credit approval. Minimum monthly payments required. See store for details.


  • Zero money down
  • 6 months-48 months 0% interest
  • Subject to credit approval
  • Use your Synchrony Home card for repeat purchases
  • Quick and easy application
  • Quick and safe online application
  • Online account access

Get Pre-Approved Now

At Walker Mattress & Furniture, we understand that purchasing new furniture or mattresses can be a significant investment. To make your shopping experience more convenient and affordable, we offer two excellent financing options: Snap Finance and Synchrony Financial. These options provide flexible payment plans and quick approval processes, allowing you to bring home the furniture or mattress of your dreams without breaking the bank.

Snap Finance: Flexible Financing for All Credit Types
Snap Finance is a lease-to-own financing solution designed to cater to customers with varying credit histories. Whether you have excellent credit, bad credit, or no credit, Snap Finance is here to help you. With Snap Finance, you can enjoy flexible payment terms and affordable monthly installments, making it easier to manage your budget. The application process is straightforward, and you can receive an instant decision, making it ideal for those who need furniture or mattresses urgently.

One of the standout features of Snap Finance is its commitment to helping you build or rebuild your credit history. By making timely payments on your lease agreement, you can improve your credit score over time. Snap Finance reports to major credit bureaus, giving you an opportunity to demonstrate your financial responsibility and take positive steps towards a healthier credit profile.

Synchrony Financial: Special Financing Offers for Added Convenience
Synchrony Financial is a trusted financing option available at Walker Mattress & Furniture. It provides special financing offers that allow you to enjoy your new furniture or mattress while spreading your payments over time. With Synchrony Financial, you can take advantage of 0% interest for a set period, giving you the flexibility to pay off your purchase without incurring any additional charges.

The application process for Synchrony Financial is quick and convenient. You can easily apply online from the comfort of your own home and receive a prompt decision. Synchrony Financial offers flexible repayment terms, ensuring that you can select a plan that suits your financial situation and allows you to comfortably manage your monthly payments.

Benefit from Hassle-Free Financing
Both Snap Finance and Synchrony Financial offer an array of benefits to enhance your furniture shopping experience. Regardless of your credit history, these financing options provide you with the opportunity to enjoy the furniture or mattress you desire without paying the full amount upfront.

These financing options come with low minimum monthly payments, competitive interest rates, and the convenience of online application processes. With instant decisions, you can have a hassle-free financing experience and bring home your new furniture or mattress as soon as possible.

Please note that the availability of financing options may vary based on your location and the purchase amount. We recommend reaching out to our friendly and knowledgeable staff or visiting our store to learn more about the specific financing options available to you. Our team is dedicated to assisting you in finding the best financing solution that meets your needs and budget.

Take Advantage of Hassle-Free Financing Today
At Walker Mattress & Furniture, we are committed to providing exceptional service and ensuring your satisfaction every step of the way. With Snap Finance and Synchrony Financial, you can make your furniture or mattress purchase a stress-free experience. Take advantage of our flexible financing options and bring home the furniture or mattress you've been dreaming of without delay. Shop with confidence and convenience at Walker Mattress & Furniture.